SoFi Loans offers a number of different loans to borrowers looking for an easy and more financially feasible loan option. SoFi loans prides itself in providing loans at great rates, as well as providing no fees and excellent customer service that is available 7 days a week by phone, social media and more. So far $14 billion dollars in loans have been funded to-date with over current 200,000 members. Additionally, SoFi has saved its customers over $760 million in savings. They have also helped individuals negociate and network to help them succeed in their business ventures and career-goals. And with events held, throughout the year, SoFi makes it borrowers a members of community. If you are in need of a loan, keep reading to learn more about the different loan types  and other services that SoFi has to offer.

Refinancing Student Loans

SoFi offers an easy and convenient way to refinance student loans. By refinancing student loans, SoFi can save members as much as $316 a month. SoFi offers both private and federal student loan consolidation at variable and fixed rates. While variable rates start at 2.185%, fixed rates start as low as 3.375%. However, the rate you will pay will depend on what you qualify for. By refinancing with SoFi, graduates will have access to continuous customer support, career support and wealth advisors. Additionally, with unemployment protection, SoFi will pause loan payments in the event of unemployment until you find a job. Best of all, SoFi will even help you find a job.


  • Offers fixed and variable rates
  • Can save you up to $316 a month
  • Offers unemployment protection


Mortgages from SoFi are among the best anywhere. With SoFi mortgages, borrowers can get as low as 10% down on mortgages up to $3 million, and ensures more affordable payments. Pre-qualifying for a mortgage is also an exceptionally easy process, allowing you to more quickly find a home. SoFi will even help you close on a deal more quickly. Best of all, unlike most lenders, there are no lender fees to worry about. When choosing a mortgage, borrowers will have a choice between a 15 and 30-year fixed mortgage. Adjusted-rate mortgages are also available.


  • Fixed and ADR mortgages available
  • 15 to 40 year mortgages available
  • Pre-qualifying is easy

Personal Loans

SoFi also offers personal loans with fixed rates as low as 5.95% and variable rates starting at 4.91%. Like Student Loan Refinancing, the terms of the loan come with unemployment protection. Additionally, there are absolutely no fees. Loan terms range from 3, 5 or 7 years with a minimum borrow amount of $5,000 and a maximum amount of $100,000.


  • $100,000 maximum loan amount
  • Fixed rates start at 5.95%
  • 3, 5 or 7 year terms


SoFi Loans offers a variety of loan types that can help borrowers save a ton of cash. SoFi works hard to help their borrowers save money on monthly payments, and does everything in their power to make sure their borrowers can pay off their loans - even if that includes helping them find a job. With SoFi Loans, you can finally borrow with a peace of mind that no other lender can provide.