When is the last time you checked your free credit report? It is important to check your credit report regularly to make sure you’re on top of your bills and not falling victim to identity theft. If something is wrong, it could lower your score drastically and keep you from getting loans. There are three credit bureaus that keep track of credit and have your credit score; they are Experian, Equifax and TransUnion. There is a government agency that will show you your score free once per year, but your score can change often. There are several companies that will help you get access to your scores as often as you want, and many of them offer other financial services as well.

Top 3 Credit Report Websites


These are the credit monitoring services for a reason! Read on and learn more about these great options.

CreditKarma lets you check your credit report at any time. Creditkarma also sends its customers free weekly updates with credit alerts and more, making its standard service one of the best identity theft protection plans. CreditKarma makes money from referrals, so expect to get information about different credit card offers. They also offer a variety of tools and tips to help you best use credit and to make the most of your credit score. Do you have unclaimed money waiting to be claimed in other states? If so, CreditKarma can help with that, too. Their reports also help you make sense of the scores, and they offer some analysis of your report as well.


  • Easy to read reports
  • Tools and tips for using credit
  • Credit monitoring


Credit Sesame is a similar agency that offers free credit checks at any time. They help you monitor and manage your credit, and with a paid membership you get $50,000 in identity theft insurance. They will also help you with fraud resolution. Credit Sesame offers articles about finances to help you improve your scores, and to better use the financial system. They will send you daily monitoring results about any changes that happen in your report. Credit Sesame offers real time monitoring, and they promise to always have you up to date. This company also offers charts to show you trends in your finances, which can be a valuable tool for managing your finances. They also have mobile apps to allow access at any time.


  • Free identity theft protection
  • Free credit scores and monitoring
  • Free credit report card

This is a company that can help you repair your credit. offers free Experian scores and personalized report cards that help people monitor their credit habits. Just as important, this company also issues fast credit alerts that can help people spot unauthorized transactions and prevent ID theft. has information about comparing credit cards and loans and information on how to manage your finances. This company also offer guidance in helping you repair a bad credit report or score. Another feature of is helping you manage your credit, and they offer plans to help you take action in that area. does, of course, offer free scores, but their primary goal is to offer assistance in managing credit.


  • Free Experian credit score
  • Personalized financial report card
  • Action plan for managing credit


You don’t need to sign up with one of these credit monitoring services in order to see your credit report. However, these companies offer benefits beyond your one free annual viewing through the government. As long as you don’t get swept away by credit card offers, you could likely benefit from a membership with one of these leading credit report companies.