Businesses spend money—lots of it—so why not get rewards from a leading business credit card? Businesses spend money on supplies, airfare, hotels, restaurants, marketing costs and so much more. With the right business credit card, these expenditures can work toward airline miles, cash rewards and more. Nowadays, the market is inundated with credit providers who want your business to sign up for their cards, in exchange for swanky rewards. To cut through the noise, we have provided you with the top three: Ink Business Preferred Credit Card, Amex OPEN Business Platinum and Amex OPEN Business Gold cards. Read on to learn more about how these great credit cards can reward your business.

Top 3 Rewards Credit Cards for Businesses:

  • Ink Business Preferred Credit Card
  • Amex OPEN Business Platinum Card
  • Amex OPEN Business Gold Card

Ink Business Preferred Credit Card

Chase launched the wildly popular Chase Sapphire Reserve card in 2016, but the bigger news for business operators is the launch their new business card. The Ink Business Preferred Credit Card has an 80,000-point sign-up bonus. You get triple points on travel, ads, internet/cable/phone bundles and shipping. Although, bonus points capped off at $150,000 per year, which leaves you with a lot of savings potential. The card provides a unique cell phone protections service. If you pay your phone bill with the credit each month, you get $600 in coverages for theft and damage.


  • Massive sign-up points
  • 3X points on many categories
  • Phone coverage

Business Platinum Card from American Express

When the major benefit of this card dropped from a 50 to 35 percent rebate, its popularity declined somewhat. However, 35 percent is still pretty good, and it equals 1.54 cents per point when you redeem it. Not to mention you also earn points and miles on most of these flights. To summarize some this card’s unique features, you get a $200 annual airline fee credit, access to Amex Centurion Lounges, elite status at Hilton and Starwood properties, a $100 fee credit, 10 free Gogo Wi-Fi passes annually, and much more. Plus, there are no foreign exchange transaction fees. Plus, it has with 75,000 bonus point potential if you meet tiered spending levels in the first three months.


  • 35 percent rebate on points
  • 75,000 bonus points at sign-up
  • Amex OPEN benefits including no foreign exchange fees

Business Gold Rewards Card from American Express

This card has many of the same benefits in a lighter version than the Platinum version. The sign-up bonus is a 50,000-point sign-up bonus and only requires a $5,000 spend in the first three months. With the Gold card, you select the area where you’ll earn 3x points on the first $100,000 you spend. Also, you’ll get 2x for all other categories on the first $100,000 in each category. It also has no foreign transaction fees, which is ideal is your business takes you overseas for work. Since it works like a charge card, there’s no preset spending limit.


  • 50,000 bonus points at sign-up
  • 3x points in single category/2x in others
  • Amex OPEN benefits including no foreign exchange fees


There are hundreds of rewards credit cards for businesses on the market. Ultimately, you need to weigh the rewards with fiscal responsibility and decide which card has the best bonus or cash back feature for the way you do business. The top three cards reviewed here are among a handful of really great deals for businesses of all sizes.