Credit cards are a part of most people’s daily lives and if you are going to be using them it makes sense to find the card company that offers the best rewards. From airline travel miles to cash back, it is worth switching to the card that gives you more benefits. We took a look at all of the reward cards currently available and these top three are well suited for consumers with good to excellent credit and who enjoy receiving rewards each month. Our research shows that the best reward credit cards that are currently available are the Chase Sapphire Preferred Card, Discover it Miles, and American Express’s Blue Cash Everyday card.

Best Reward Credit Cards

  • Chase Sapphire Preferred Card
  • Discover it Miles
  • Blue Cash Everyday Card from American Express

Chase Sapphire Preferred Card

This reward card is aimed at consumers with Excellent rated credit and its rewards are worth acquiring. There is no annual fee for the first year, and then a reasonable $59 thereafter. When you spend $4,000 in the first three months of having the account you will earn 50,000 bonus miles. You receive 25% more value for your points when redeemed with Chase, for example, these initial bonus points equal a $625 travel credit when redeemed through the Ultimate Rewards program. Dining and travel expenditures are credited at 2x each dollar spent with a 1:1 credit for all other purchases.


  • No annual fee for first year, $59 thereafter
  • 50,000 bonus points after $4,000 is spent in initial three months
  • 25% bonus is points are redeemed through the Chase Ultimate Rewards program

Discover it Miles

This rewards card is one where the miles add up and the $0 annual fee is an added bonus. Earn 1.5 miles for every dollar spent on any type of purchase, every day. Discover also offers free monitoring of websites known for selling social security numbers and has an immediate freeze option if your card is lost or stolen. There are no blackout dates ever, redeem your miles to fly any airline and stay at any hotel. Miles can also be redeemed for credit against travel purchases. All miles earned during the year will be matched by Discover at year-end to double your travel options!


  • Free SSN monitoring of sites known for identity theft and fraud
  • $0 annual fee
  • All miles earned are matched by Discover at year-end

Blue Cash Everyday from American Express

This card offers Reward Dollars for every purchase, with different credit amounts depending on the type of purchase, that can be redeemed for statement credit, gift cards, and merchandise from Amex partners. The credit that you receive for purchase equates to 3% at supermarkets (up to $6,000 then 1% thereafter), 2% at gas stations and select department stores, and 1% on all other purchases. The card has no annual fee and offers a great introductory rate of 0% on purchases and balance transfers for the first 12 months. Blue Cash is a great option for people that use their credit card as a convenience when making everyday purchases.


  • $0 annual fee
  • 0% APR on purchases and balance transfers during the first 12-months
  • Reward Dollars can be redeemed for statement credits


Credit cards are part of daily life and using one that offers the best reward programs just makes sense. Whether you are looking for cash back, travel miles, or gift programs, these top reward credit cards have you covered.