The use of credit cards for daily expenses such as gas and groceries is a convenient and easy way to track and manage spending. If you are one of the many people who prefer to use their card rather than cash, take a look at these top 3 credit card offers and make sure that you are getting the most bang for your buck. Rewards programs have grown to include a lot more than airline miles, and if you are looking for a card that gives back when you use it, these 3 offers some great rewards. Keep reading to learn more about these cards that offer the most.
Top 3 Credit Card Offers
- Capital One Venture One Rewards
- Chase Freedom Unlimited
- Bank of America Cash Rewards
Capital One Venture One Rewards
This is the best option for people that like to travel and who love to receive perks that they can use when traveling. If you find yourself in international destinations there are no foreign transaction fee feature will save you money right off the bat. The best part of this reward card is the no blackout date option and being able to use your points on any airline. After the low introductory rate, the APR ranges from 12.99% - 22.99% which makes this a good card for people that do not regularly carry a monthly balance. With no annual fee, the 1.25 points for every dollar spent add up quickly and you will be traveling in no time!
Highlights
- No annual fee
- Travel anytime you want on any airline without any black out dates
- Earn 1.25 per every dollar of every purchase without any restrictions
Chase Freedom Unlimited
This card offers pretty substantial cash back rewards that can make a difference when you use your card, especially for major purchases. The 1.5% is automatic on every purchase, every day which can add up pretty quickly! You will also receive a $150 bonus if you spend $500 in the first three months that you have the account. This card is perfect for people that like to use their card for the majority of their purchases and pay off the balance each month. Chase Freedom also offers a 15-month interest-free introductory period. Coupled with no annual fee, this card can get you earning that cash back in no time.
Highlights
- Automatic 1.5% cash back on all purchases everyday
- Introductory rate of 0% for the first 15 months
- No annual fee and cash back rewards never expire as long as the account is open and in good standing
Bank of America Cash Rewards
This card offers 1% cash back with each purchase and then pays is graduated tiers for purchases of a certain type. For example, groceries and wholesale clubs earn at 2% while gas purchases will get you 3% cash back for the first $2,500 spent in those categories each quarter. Similar to Chase, the Cash Rewards card offers a $150 bonus if $500 is spent in the first three months of having an account. One extra perk that they offer is the ability to transfer balances from other card accounts without a transaction fee in the first 60 days.
Highlights
- Graduated cash back fee depending on category with 1% cash back on all purchases
- No annual fee
- 0% transaction fee for balance transfers made in first 60 days
Conclusion
It makes sense to earn rewards when you use your credit card and these top 3 credit card offers have something for everyone, whether you are looking for travel points, cash back, or a 0% introductory rate.