AARP Medicare supplemental insurance plans are the perfect plans for seniors everywhere. With Medicare supplemental insurance, you can more easily pay for costs that are not traditionally covered by Original Medicare including coinsurance, copayments and deductables. With some plans you may even be able to seek medical care outside of the country. Seniors who are AARP members and have Medicare Part A and B are eligible to receive AARP Medicare supplemental insurance. AARP Medicare Supplemental Plans are among the best supplemental plans offered, ensuring no senior goes without the care they need. Read on to learn more about the AARP and Medicare supplemental insurance.
What is the AARP?
The AARP or the American Association of Retired Persons is a United States interest group founded in 1958 by Ethel Percy Andrus and has since become one of the most powerful lobbying groups in the country. It is a non-profit organization designed to improve seniors’ quality of life. The AARP Insurance Plan is affiliated with the AARP provides some of the AARP’s insurance policies. AARP branded insurance policies are usually the most trusted policies by seniors. The AARP now has so many members that it no longer has to depend on government funding to generate income, and instead makes much of its money selling these insurance policies to seniors. All AARP Medicare Supplement plans are insured by the UnitedHealthcare Insurance Company based in New York.
Highlights:
- Lobbyist group established in 1958
- Aims to improve seniors’ quality of life
- AARP branded insurance policies are the most trusted
Benefits of AARP Medicare Supplemental Plans
AARP Medicare supplemental insurance plans offer plenty of benefits that set them apart from other options. AARP supplemental insurance offer a greater choice of plans that can be suited to your budget. These plans also allow for seniors to see a specialist without having to wait on a referral. Seniors can even choose their own doctors, provided that doctor accepts Medicare. Seniors will also have the ability to seek treatment anywhere in the US with these plans. Last but not least, seniors will have help where they need it, paying much of the copays and deductibles that seniors without supplemental insurance would have to pay.
Highlights:
- Choose your own doctor
- No referrals needed to see specialists
- Get treatment anywhere in the country
Eligibility
Individuals who are age 65 or older are eligible to enroll in Medicare and are therefore able to enroll in supplemental insurance. Individuals turning 65 are eligible to enroll in Medicare to enroll 3 months before the birth month or afterwards. Individuals under the age of 65 with a disability may also be eligible. However, disabled individuals must also be US citizens and be on disability. Finally, only individuals with Medcare Part A and B are eligible to enroll.
Highlights:
- Must be 65 years or older
- Can enroll 3 months before turning 65
- Individuals younger than 65 must be on disability
Finding a Plan
Finding a supplemental insurance plan is easy to do. By going to the AARP Medicare Supplement website, you can find plans easily by simply entering your zipcode online. You can then download a quick PDF that provides all the information you need. If you want you can also fill out a quick form in order to schedule an appointment with an insurance agent. If you are feeling to overwhelmed, the insurance agent can help hook you up with a plan that will benefit you the most.
- Type your zipcode for fast results
- Download and print a easy to read PDF
- Talk to an insurance agent
Conclusion
Finding a quality Medicare supplement insurance is as easy as choosing a AARP branded plan. AARP members will find plenty of help and benefits from a quality plan by the UnitedHealthcare Insurance Company. For those who are eligible, enrolling and choosing a plan takes little time.