Death isn’t something anybody wants to think about, but sometimes it’s necessary. Especially as one gets older, it’s extremely important to think about the very real possibility. After all, you want to make sure that your family is taken care of after you are gone. Life insurance is the best chance you have to ensure your family is taken care of should anything happen to you. The top life insurance providers in the country can provide you with full, affordable coverage for years to come, ensuring a secure future for your loved ones. Don’t be without life insurance. You never know what could happened to you or a loved one. The top three life insurance providers include State Farm, MetLife and Nationwide. If you are in need of life insurance, read on to learn more about the top three life insurance providers.

Top 3 Life Insurance Providers

  • State Farm
  • MetLife
  • Nationwide

State Farm

State Farm Life Insurance offers three different life insurance policies to choose from. Term life insurance is the most straight forward option. It allows you to pay monthly premiums or on an annual basis, which provides you with coverage for that term. Whole life insurance provides coverage for your entire life, provided you pay your premiums or pay a lump sum. With universal life insurance, premiums are paid into a policy account that earns interest. This also allows you to take out a loan or withdraw money for whatever reason. Each one of State Farm’s options are incredibly affordable and flexible, as you can switch policies when you need to by contacting a State Farm agent. If you know you need life insurance, now is the time to insure yourself and protect your family with State Farm.


  • Offers three different insurance options
  • You can switch policies
  • State Farm agents dedicated to helping customers


MetLife offers some excellent rates on life insurance with a number of advantages. MetLife’s term life insurance, available through employers around the country, can protect your family for a set term at little to no cost to you. But if you don’t have an employer offering term life insurance, you can always opt for permanent life insurance which will give you a lifetime of protection. Life insurance from MetLife is shockingly affordable, offering up to $500,000 of coverage. Rates are as low as $0.039 for every $1,000 of insurance. Best of all, no medical exams are required with only a few medical questions asked. Check out the MetLife website to learn more.


  • Term and permanent life insurance options
  • Offers up to $500,000 in life insurance
  • No Medical exam required


Nationwide offers protection family no matter your budget concerns. Nationwide offers term, universal, universal variable and whole life insurance. Unique to Nationwide compared to the other mentioned life insurance providers on the list is universal variable life insurance which allows you to invest the cash value of your policy, so that you have a chance to increase the value of your policy. Nationwide will work with you to help you find the right policy, name a beneficiary and determine the right amount of coverage. Go online to find an advisor or call to learn more about your options.


  • Contact an advisor online or by phone
  • Four different life insurance options
  • Increase the value of your policy with universal variable policies


It’s never too late to take out a life insurance policy to protect the future of your family. With do many life insurance options to choose from, you can find the perfect policy to meet the needs of your family and your budget.