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Top 3 Insurance Options with Dental Surgery Coverage

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Medical

Does your current health insurance policy cover dental surgery? Most often, while health insurance policies cover a variety of medical procedures, they don’t cover dental surgery procedures. As dental surgery can be very expensive, it is important to consider coverage options. The first step is to find out if your employer provides dental insurance as part of the work insurance package. If not, we’ve compiled a list of the top three insurance options that cover dental surgery. Plans are generally priced at competitive rates with deductibles low enough to provide adequate protection. The plans that we have covered include Ameritas, Guardian and Cigna Dental. Read on to learn more about these top-rated options.

Top 3 Insurance Plans with Dental Surgery Coverage

  • Ameritas
  • Guardian
  • Cigna Dental

Ameritas

Ameritas provides a wide range of insurance options for consumers. One of their options, however, is dental insurance. The company believes that by providing support for regular dental cleanings, checkups and dental surgery provides for the health of the entire individual. Their focus is on the oral health of every individual they cover. In fact, their company motto is “fulfilling life” which speaks to their focus on the customers they serve.

Highlights:

  • Dental surgery coverage for the whole family.
  • Coverage provides support for regular dental cleanings, checkups and dental surgery.
  • Company believes that coverage supports the general health of the individual.

Guardian

Guardian believes that investing in dental insurance is an investment in an individual’s overall health. They connect their clients with 113,00 dentists to ensure that wherever a customer is in the United States they can find the support they need. They offer flexible plans so that customers can create the menu of services that are important to their families. They also offer the ability to roll over payments from year to year if the funds are unused. The range of available coverage gives clients control over what they can pay and the amount of coverage they feel their family needs.

Highlights:

  • They connect their clients with 113,00 dentists to ensure that wherever a customer is in the United States they can find the support they need.
  • They offer flexible plans so that customers can create the menu of services that are important to their family.
  • They also offer the ability to roll over payments from year to year if the funds are unused.

Cigna Dental

Cigna dental plans allows customers to get coverage for routine cleanings, x-rays and surgical procedures. The plans do not require customers to select a primary dentist and do not require referrals for specialized care. If customers are looking for a new dentist, the company can connect them to over 72,000 dentists that are within their network. The other benefit to customers is that they do not have to submit the claim. Claims are automatically submitted by the dentist.

Highlights:

  • Cigna dental plans allows customers to get coverage for routine cleanings, x-rays and surgical procedures.
  • The plans do not require customers to select a primary dentist and do not require referrals for specialized care.
  • If customers are looking for a new dentist, the company can connect them to over 72,000 dentists that are within their network.

Conclusion

Insurance coverage for dental surgery is an important aspect of an individual’s overall health. Poor oral health has been connected to many severe health conditions such as heart attacks, strokes and diabetes. Maintaining oral hygiene is important for every member of a family. There are many companies that provide coverage for dental surgery but these are the top three insurance options that cover dental surgery. While this list will narrow the field, each customer has to decide which plan will most adequately meet the needs of their family.