It is always important to keep your vision in check. Getting regular eye exams and updating any necessary prescriptions is vital as you go about in your daily life. Because many individuals rely so heavily on their vision for driving, reading and even binge-watching Netflix shows, among other things, having 20/20 vision makes a huge difference. Even if you are low-income and think you cannot afford glasses, you can still get your vision corrected as necessary. National health care programs and even non-profit organizations can help individuals and their families get eyeglasses. With the help of these programs, nobody has to live with anything less than 20/20 vision. If you or your family are in need of eyeglasses, read on to learn more about getting help for eyeglasses.
Functioning as a social health program, Medicaid offers medical insurance coverage for families with low-incomes. The great part about this is that Medicaid even includes vision coverage. Medicaid will cover individuals 21 and older for one pair of glasses per year. Vision coverage for eyeglasses includes the frames, lenses, fittings and even repairs. Individuals under the age of 21 may have their eyeglasses replaced twice if stolen, lost or broken, but individuals over 21 may only get eyeglasses replaced once. Bifocals and trifocals may also be covered if needed; otherwise individuals may elect to get separate pairs of eyeglasses for near-sighted and far-sighted vision. However, transition lenses and progressive multifocal lenses are not covered by Medicaid.
- Covers low-income families
- Allows for replacements
- Bifocal lenses covered
CHIP also offers vision coverage for children. CHIP coverage is intended for children with parents who do not qualify for Medicaid, but otherwise have a relatively low income. Under CHIP coverage, children will have coverage for a pair of eyeglasses or two pairs of eyeglasses as needed. CHIP will cover frames, lenses, fittings and repairs. Children under the age of 19 will qualify for CHIP if they do not have insurance. While most families will have few to no out of pocket costs, higher income families may be faced with low-premiums and copays.
- Covers children with parents who don’t have Medicaid
- Full coverage for low-income families
- Covers children under 19 years
Non-profit organizations are another great way to get help getting eyeglasses for you and your family. New Eyes is one excellent source for getting eyeglasses. New Eyes for the Needy will purchase prescription glasses for low-income families via a voucher program. Individuals in need of eyeglasses can contact a social worker or other social service agent, who will then go onto the program website and fill out an online application. It should be noted that the voucher is good only for basic prescription eyeglasses which cannot be upgraded nor charged additional payments.
- Vouchers good for basic prescription eyeglasses
- No upgrades allowed
- No cost to you
With so many ways to get free or affordable eyeglasses, there’s little reason for you or your child to go without. Social programs and non-profit organizations make it easier than ever for low-income families to get the eyeglasses they need.